Many people throughout New York City use a motorcycle as their primary mode of transportation or own one in addition to their cars just for fun. There are a number of different safety hazards that are associated with being so exposed to the perils of the road. When a motorcyclist gets into an accident, they are at a much higher risk of injury because there is a far lower level of protection. In New York, when a motorcyclist gets injured in an accident with another vehicle, they have a different insurance policy than the rest of motor vehicle drivers.
Does PIP apply?
Many drivers are covered under personal injury protection (PIP), which is sometimes referred to as no-fault insurance. However, it is somewhat different for motorcyclists because they are not always covered under personal injury protection in New York. Many insurance companies will not even offer PIP because of the inherent risk of the vehicle. Motorcyclists can generally only recover monetary damages for their injuries by bringing a personal injury lawsuit and proving fault.
Statute of Limitations
When you make the decision to file a personal injury lawsuit, it is important that you are aware that there is a statute of limitations in New York. You have to file your personal injury lawsuit within three years of the date of the accident. If you fail to do so, you will not be able to bring a case that can help you recover damages and ease some of the financial stress you are facing as a result of the accident.
What damages can I recover?
If you have been seriously injured in a New York City motorcycle accident, it is important that you consider your legal options because you may be entitled to significant compensation for the burdens you have faced. You may be able to recover compensation for your medical expenses, lost wages, the cost of rehabilitation, the need to hire in-home care, and any other out-of-pocket expenses. Additionally, you may be able to recover compensation for pain and suffering, emotional distress, and loss of enjoyment of life. Of course, it is best to discuss your case with an attorney.
If you have been injured in a New York motorcycle accident, contact an experienced personal injury attorney who can assist you.
The Law Offices of Laurence C. Tarowsky is proud to serve clients in New York City and the surrounding areas after they have been injured by someone else’s negligence. For a consultation, contact our office today.